Watercraft & Land Based Recreational Vehicles Insurance

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Watercraft & Land Based Recreational Vehicles Insurance

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WATERCRAFT INSURANCE –
Whether you prefer to enjoy the scenery on the open water or you seek adventure with neighbors, family, and friends, you value your leisure time. So do we. That’s why we offer recreational vehicle watercraft insurance for your peace of mind without the hassle of purchasing separate policies for your sailboat, power boat, jet skis, and waverunners.

Because we understand it isn’t warm and sunny in December, we offer discounts for off-season rates while your boat waits in storage. If your watercraft and home or farm are damaged from the same event, you save money by paying only one deductible when you’re insured with Grinnell Mutual® or your local FarMutual® insurance company.

Insurance Coverages

Bodily injury liability
Property damage liability
Uuinsured and Underinsured watercraft
Medical payments
Physical damages

Lower your premium

Off-season lay-up rates
Deductible choices
Good driver discount rates

LAND BASED RECREATIONAL VEHICLES INSURANCE –
Whether you prefer to ride solo on the trails or you seek adventure with neighbors, family, and friends, you value your leisure time. So do we. That’s why we offer sport vehicle insurance for your peace of mind without the hassle of purchasing separate policies for your snowmobile, motorcycle, scooter, golf cart, and all-terrain vehicles. With one customized auto policy from Grinnell Mutual, you can insure all of your eligible recreational vehicles. You now have fewer policies, better coverage, more options, and better ATV rates.

Because we understand it doesn’t snow in July, we offer discounts for off-season rates while your snowmobile waits in the garage. You don’t have to worry about making a change to your policy by adding a layup credit, we offer you the best rate possible by building it into our rates. If your vehicles and home or farm are damaged from the same event, you save money by paying only one deductible when you’re insured with Grinnell Mutual® or your local FarMutual® insurance company.

Insurance Coverages